Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservices.org.uk

Short Term Loans

Apply for a Short Term Loan

You can compare other loans here

Select your Repayment method

Choose your amount and term


Loan Amount*


Repayment Term*

Representative Example: Loan amount £500.00 for £147.83 per month over 6 months. Total amount repayable £887.00. Variable Rate of 157% APR.

Interest: £229.68

Repayments: £139.92 (Monthly)

Total Repayable: £559.68

*Please note that your 10% discount will be applied after our underwriting decision

Short Term Loans and Instalment Loans of up to £1000*

It was a privilege to have you as a customer.

If you would like to take another loan, we would be pleased to offer you 10% off the loan interest

Step 1: Check out how much you can borrow and how much it will cost you using our handy calculator. Your calculation will include your 10% off the loan interest.

Step 2: Click APPLY NOW to reapply. If your loan application is approved, we will ensure you receive 10% off the loan interest.

No set-up or administration fees. All you pay for your short term loan is your agreed daily interest. In fact you can reduce the amount of interest if you decide to pay your loan back early.

*First loan up to £250 up to six months. Second loan up to £500 over 12 months and all further loans up to £1000

Apply for a Short Term Loan in 3 simple steps:

Choose the amount you want to borrow and fill in the online application form

Get the Approval

We will approve your application once the credit check has been completed

Payment sent to your bank

If approved, you do not have to do anything else. You will receive the cash within hours. It really is that simple

Why choose a Short Term Instalment Loan?

IN-SYNC is a straight-forward, credible and direct lender of unsecured short term credit. Our aim is to make the process of applying for a Short Term Loan or Instalment Loan as painless as possible. You can pay your loan back weekly or there is an option to pay the loan back in monthly instalments. We have strict affordability assessments, but you won't spend hours on the telephone or filling in forms. IN-SYNC has a friendly customer service team who are available to talk to.

Looking for the best Short Term Loan or monthly Instalment Loan?

A Short Term Loan is a loan that is offered for a short repayment period. At IN-SYNC, our loans have been tailored to help customers in need of quick cash. Our online application process is simple, transparent, and requires our customers to be a UK resident, show proof of regular employment and be over 18 years of age.

No hassle, just easy Short Term Loans paid in instalments

With an unsecured loan from IN-SYNC, you can borrow from £150 to £1000, subject to our credit and affordability checks. You can choose to repay your loan in up to 12 weekly or 12 monthly instalments. If approved you can get your cash to your agreed bank account the same day. It has never been so convenient to apply for the cash you need from the comfort of your home.

No hidden fees

No set-up or administration fees. All you pay for your loan is your agreed daily interest. In fact you can reduce the amount of interest if you decide to pay your loan back early. If you don’t repay on time there will be an additional cost, a one-off missed payment fee of £15.00 will be charged to your loan agreement on the third day of being in arrears and daily interest will continue to accrue.

How does a monthly instalment Short Term Loan work?

If you apply with us and get approved for a monthly instalment loan of that amount, the cash may be sent directly to your bank account the same day after approval.
After that, on each agreed repayment date, you will make a payment on the loan until it is paid in full. Everyone's finances are different, so what may work best for you won't work for someone else. If you choose a shorter instalment loan, your instalment payments will be higher each month, but overall you will have to pay less interest. If you would prefer a longer personal loan, you'll pay less each month compared to a shorter personal loan. However, the total amount you repay will be higher.

To find out how our unsecured loans work, please visit our Short Term Loan - how it works page

Is a Short Term Loan right for you?

  • Our loans are for short term use only and may not be the cheapest option
  • Late repayment will mean extra costs and may affect your credit rating
  • You should not use our loans to manage existing debt
  • If you take out loans regularly IN-SYNC may not be right for you
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