Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservices.org.uk

Self Employed Loans

Apply for a Self Employed Loan

You can compare other loans here

Select your Repayment method

Choose your amount and term


Loan Amount


Repayment Term

Representative Example: Loan amount £500.00 for £96.06 per month over 9 months. Total amount repayable £864.50. Variable Rate of 97% APR.

Interest: £356.40

Repayments: £338.80 (Monthly)

Total Repayable: £1016.40

Self-employed loans for construction workers

If you're a self-employed construction worker looking for a secured loan, we can help! 

IN-SYNC Credit Services can provide loans for self-employed Construction Industry Scheme (CIS) workers from July to March, depending on your current year-to-date earnings.

Have you received an unexpected bill? Perhaps you'd like to treat yourself or the kids? With a secured loan from IN-SYNC, you can do just that.

Our self-employed CIS-backed loans range from 50% to 85% of your current tax year rebate, so if you'd like to know how much rebate you can claim early, contact us for a FREE no-obligation quote.

Self-employed loans from IN-SYNC Credit Services can be paid back either weekly or monthly (up to a maximum period of nine months). We can even arrange for the funds to go directly into your bank account, that same day, by faster payment.

IN-SYNC Credit Services have fully trained and helpful staff available to answer any questions you may have, and we'll guide you every step of the way to get the funds you need.

Whether you're a self-employed tradesperson working as a plumber, bricklayer, carpenter or any other trade in construction for that matter, we can help you find a suitable and affordable self-employed loan.

Complete the callback request form or give us a call to discuss your requirements.

Apply for a short term loan in 3 simple steps:

Begin your application by giving us a call or completing the callback request form

Supply Wage Slips

In order to process the loan, we require pay data from yourself

Payment sent to your bank

You don't need to do anything else. It really is that simple.

If you're self-employed but not working in construction, we may still be able to help you. Find out what we can do to help you here.

Why choose IN-SYNC Credit Services for a self-employed loan?

IN-SYNC Credit Services is a straight-forward, credible and direct lender for self-employed construction workers. We're regulated by the FCA and work hard to ensure we maintain our company status as safe and reliable. Our aim is to make the process of applying for a self-employed loan as painless as possible. We have strict affordability assessments, but you won't spend hours on the telephone or filling in forms. IN-SYNC has a strong, personable team based in the UK that is available to talk to.

No hassle, just an easy Self-Employed construction worker loan

With a CIS secured loan from IN-SYNC, you can borrow from 50% up to 85% of your current Tax year rebate, subject to our credit and affordability checks. You can choose to repay your loan in either a maximum of 12 weekly instalments or nine monthly instalments.

No hidden fees

No set-up or administration fees. All you pay for your loan is your agreed daily interest. In fact, you can reduce the amount of interest if you decide to pay your loan back early. If you do not repay on time there will be an additional cost, a one-off missed payment fee of £15 will be charged to your loan agreement on the third day of being in arrears and daily interest will continue to accrue.

Is a self-employed Loan right for you?

  • Our loans are for short term use only and may not be the cheapest option
  • Late repayment will mean extra costs and may affect your credit rating
  • You should not use our loans to manage existing debt
  • If you take out loans regularly IN-SYNC may not be right for you
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